GEM Visa Interest Free Finance
We offer 12 month interest free payments on all products over $250.00 via GEM Visa Interest Free Finance in-store and online!
12 months Interest Free
Minimum purchase $250. Minimum monthly payments required.
Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.
To apply on line click here: GEM Visa or you can simply apply through the checkout link when you purchase items from the webstore!
You can use the GEM Interest Free Calculator to calculate your monthly, weekly or daily payments here: Gem Visa Instalment Interest Free Calculator
GEM Visa Terms and Conditions:
- Minimum purchase $250.
- Credit and lending criteria and fees apply, including a $55 establishment fee and annual account fee ($52 Gem Visa / $50 Gem CreditLine).
- Minimum monthly payments required. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.
- Prevailing interest rate (currently 25.99% fixed p.a for Gem Visa / currently 29.95% p.a. for Gem Creditline) applies after the interest free term ends.
- Not available with Voucher purchases.
- Gem Visa is provided by Latitude Financial Services Limited.